Sai Akash & Associates, Chartered Accountants

Investment & Financial
Advisory Services India

Tax-efficient investment planning, personal financial advisory, project finance reports for bank loans, NRI investment advisory and wealth structuring — by a qualified Chartered Accountant.

Tax Planning 80C 80D NPS ELSS PPF Capital Gains NRI Investments Project Reports CMA Data Wealth Planning Real Estate Advisory

Investment & Financial Advisory Services

Personalised financial planning and investment advisory from a Chartered Accountant — helping individuals, HUFs and businesses grow and protect wealth in a tax-efficient manner.

Personal Financial Planning

Comprehensive financial plan covering income, expenses, savings, investments, insurance and retirement goals — tailored to your life stage and financial objectives with tax-efficient structuring.

Tax-Efficient Investment Advisory

Advisory on tax-saving investments under Chapter VI-A: PPF, ELSS (Section 80C), NPS (Section 80CCD), health insurance (Section 80D), home loan (Section 24b) — maximising deductions within the Old Tax Regime.

Real Estate Investment Advisory

Advisory on property purchase, capital gains implications, indexation benefit, 54/54F exemption planning, Section 54EC bonds, and structuring of property transactions to minimise tax outflow.

Project Finance Reports

Preparation of bankable project reports, CMA data and financial projections for bank loan applications — Term Loans, Working Capital, MSME loans, MUDRA loans and government scheme financing.

NRI Investment Advisory

Advisory for NRIs investing in India — NRE/NRO account management, mutual fund investments, property purchase, capital gains repatriation, DTAA benefits and Section 115C-115I special NRI tax provisions.

Wealth Protection & Succession

Advisory on HUF creation for tax savings, Will drafting guidance, family wealth structuring, nomination updates and succession planning — ensuring seamless wealth transfer with minimum tax impact.

Tax-Saving Investment Provisions at a Glance

80C
Section 80C — Up to ₹1,50,000
PPF, ELSS, LIC premium, home loan principal, NSC, 5-year FD, children's tuition fees — combined deduction up to ₹1.5 lakh under the Old Tax Regime.
80D
Section 80D — Up to ₹75,000
Health insurance premium deduction: ₹25,000 for self/spouse/children + ₹25,000 for parents (₹50,000 if parents are senior citizens). Additional ₹5,000 for preventive health check-up.
NPS
Section 80CCD(1B) — Additional ₹50,000
Additional deduction of ₹50,000 for NPS Tier-I contributions under Section 80CCD(1B) — over and above the ₹1.5 lakh 80C limit. Total potential saving: up to ₹2 lakh.
54
Sections 54, 54F, 54EC — Capital Gains Exemptions
Exemption on long-term capital gains from property sale by reinvesting in residential property (Section 54/54F) or Section 54EC bonds (NHAI/REC, up to ₹50 lakh, 5-year lock-in).

Frequently Asked Questions

Should I choose the Old Tax Regime or New Tax Regime for FY 2025-26?
Is PPF still a good investment in 2025-26?
What are the capital gains tax rates under the new Income Tax Act 2025?
Can you prepare a project report for a bank loan?
How can an NRI invest in Indian mutual funds?
View All FAQs    Ask Us on WhatsApp

Ready to Get Started?

Talk to CA CS Sai Akash Sansuddi today. All services available pan India and internationally — fully remote, zero visits required.

WhatsApp Now +91 87929 47390 Email Us

What Our Clients Say

Trusted by 500+ clients across India & internationally. Rated 5.0 ★ on Google.

5.0 ★★★★★ 115+ Verified Google Reviews
★★★★★

"One of the Best CA in Hubli. We got our end to end company formation done from CA Sai Akash. He is highly qualified, experienced, guides us on our exact business requirements. Top CA choice for startups in Hubli. Highly recommend."

Startup Founder
Company Formation Client  ·  Google Review ★★★★★
★★★★★

"Sai Akash & Associates is the best CA in Hubli. Their services are very professional. He resolved my income tax matter very smoothly and I didn't have to pay any fine. I'm very happy and I can proudly say that CA CS Sai Akash is Top CA in Hubli."

Verified Client
Income Tax Matter  ·  Google Review ★★★★★
★★★★★

"I'm extremely happy with the services provided by CA Sai Akash and his team. They are knowledgeable, approachable, and always ready to help with any queries. Their teamwork and professionalism really stand out. Highly recommended for anyone looking for reliable CA services."

Satisfied Client
CA Services  ·  Google Review ★★★★★
★★★★★

"Had a great experience. The CA is very patient, supportive, and gives clear guidance for all tax and accounting matters. I felt very comfortable asking questions."

Individual Client
Tax & Accounting Advisory  ·  Google Review ★★★★★
★★★★★

"Really efficient and proactive team. They handled everything quickly and clearly, which is exactly what a startup needs. Highly recommended!"

Startup Client
Startup Services  ·  Google Review ★★★★★
★★★★★

"Excellent service and very professional approach. The team is highly knowledgeable and provides clear guidance on taxation, audit, and compliance matters. Timely responses and accurate advice make this firm truly reliable. Highly recommended for individuals and businesses."

Business Owner
Taxation & Audit  ·  Google Review ★★★★★
★★★★★

"My deep gratitude to Akash for his altruistic support in filing my IT returns. He has been an exemplary chartered accountant for many years, who is highly knowledgeable being extremely professional. He spends quality time for each taxpayer's scenarios, most importantly, he always follows the IT laws while providing any suggestions. End of the day, taxpayer needs peace of mind and confidence after filing — he provides justice to the taxpayer's expectation by adhering to the IT laws. I am sure, many IT professionals are getting benefits with his allegiance and arduous work."

Senior IT Professional
IT Returns Filing  ·  Google Review ★★★★★
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